Corporate SIP Allocation: Employee Benefit Portfolios (2026)
Corporate SIP for employees can follow a default mix such as 60% equity and 40% debt, with optional choices (conservative/moderate/aggressive). The company or provider typically curates 1–2 options or a curated mutual fund basket so employees get diversification without choosing individual funds.
Typical structure
- Default: 60:40 or 50:50 equity-debt.
- Optional: conservative (40:60), moderate (60:40), aggressive (75:25).
- One or more ready-made portfolios or baskets for simplicity.
Why use a basket for corporate SIP
- Same mix for all employees with one product.
- Rebalancing handled by the provider. Explore RevenUmf for institutional or corporate options.
Frequently Asked Questions
What is a good corporate SIP allocation? Often 60% equity, 40% debt as default, with optional conservative/aggressive variants.
Where can companies get SIP baskets for employees? RevenUmf offers curated mutual fund baskets; check for corporate or B2B offerings.
RevenUmf offers curated mutual fund baskets with active rebalancing so you don't need to pick individual funds. Explore our investment baskets here: https://revenumf.com/baskets
